Post dating a check illegal

Consider this: Is it worth risking a potential fee if the birthday check from Grandma bounces?

Many banks charge a “deposit item returned” fee to consumers who try to deposit checks that bounce.

While it may be possible to cash a check that’s more than 6 months to a year old, there are several things consumers need to consider before heading to the bank with Nana’s old checks.

First things first: There is no hard-and-fast rule about when a check becomes expired.

What’s a grandmother — and grandson — to do when cashing old checks?

Every year, untold millions of dollars’ worth of checks go uncashed.

It’s a common enough problem that it’s been the plot of TV shows like “Seinfeld” and “King of Queens.” RATE SEARCH: Look for checking account rates at Bankrate.

A consumer who comes across one of these uncashed checks faces a conundrum.However, a bank can choose to go ahead and cash that check if it feels the check is being presented “in good faith.” “The statute says you’re not required to clear an item.It doesn’t mean you won’t,” says Rob Delaney, president and CEO of Gold Coast Federal Credit Union in West Palm Beach, Florida..boxy-content a.term-action, button.term-action a.term-action:hover, button.term-action:hover .term-action-bg .term-uex .term-cite .term-fc .term-edit .boxy-dflt-hder .definition .definition a .definition h2 .example, .highlight-term a.round-btn, a.round-btn.selected:hover a.round-btn:hover, a.round-btn.selected .social-icon a.round-btn .social-icon a.round-btn:hover a.round-btn .fa-facebook a.round-btn .fa-twitter a.round-btn .fa-google-plus .rotate a a.up:hover, selected, a.down:hover, selected, .vote-status .adjacent-term .adjacent-term:hover .adjacent-term .past-tod .past-tod:hover .tod-term .tod-date .tip-content .tooltip-inner .term-tool-action-block .term-link-embed-content .term-fc-options .term-fc-options li .term-fc-options li a .checkmark .quiz-option .quiz-option-bullet .finger-button.quiz-option:hover .definition-number .wd-75 .wd-20 .left-block-terms .left-block-terms .left-block-terms li .no-padding .no-padding-left .no-padding-right .boxy-spacing @media (min-width: 768px) @media (max-width: 768px) @media print { a:link:after, a:visited:after nav, .term-action, #wfi-ad-slot-leaderboard, .wfi-slot, #related-articles, .pop-quiz, #right-block, .The primary purpose of Worthless (Hot) Checks in the Tarrant County Criminal District Attorney’s Office is to receive complaints of theft arising from the passing of worthless checks and to develop those complaints into prosecutable cases.

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