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At Nerd Wallet, we spend literally 1,000s of hours researching partner offers and following strict editorial integrity to match you with the perfect choice.

We even share how we make money so you can enjoy our expert advice and researched recommendations with total clarity and confidence.

As the first major multipurpose charge card issuer, Diners Club gained widespread acceptance among merchants and paved the way for other issuers. With its cardboard credit cards, Diners Club aimed for mass acceptance.

It charged merchants a 7% fee on each transaction, but assured them that cardholders would spend more than noncardholders.

That’s why our helpful tools, researched advice and expert recommendations are totally free. Our award-winning editorial staff is serious about following our editorial guidelines to ensure editorial integrity.

We believe that everyone should be able to tackle financial decisions with confidence. But, the results of our tools (like our credit card comparison tool) and editorial reviews are based on quantitative and qualitative assessments of product features — nothing else.

The changeover was automatic, with no credit checks required, Costco says.

Visa is taking over as the exclusive credit card for Costco, which means all other non-Visa credit cards will no longer work.

You’ll get 4% cash back on eligible gasoline purchases, including gas at Costco, for the first ,000 in purchases a per year.

After crossing the threshold, you'll get 1% cash back.

The Diners Club and other cards were only accepted at restaurants and travel and entertainment outlets.

But the new “Bank Americard” was accepted by several different types of merchants, although it was limited to California at first.

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